Archive for the ‘Save Money’ Category

Coupons + Doubling + Sales = Lots of Savings

Thursday, January 15th, 2009

If you are like me, you hate having to spend so much money when you go to the grocery store. This led me to find new ways to save money.

I began by looking for the deals. I think everyone does this at some degree. I would wait for sales at some of my favorite grocery stores by either waiting for the ad to come out and picking it up at the store or just going to the store and buying what I saw was on sale. I would buy big lots of the stuff I used a lot. The only problem with this is that I would have to find a place to store it at home. Today I still do this to some degree. I even have a second Freezer in the Garage that I keep food that I plan to eat at a later date.

One of the other tactics I used that most other people use is buying the store brands of products I use a lot. For things like paper plates, cereal and coffee it works great, but when it came to soda or other things where I cared about the taste, the name brands were just better. For most things the store brand was not a big deal, but sometimes I would find that it just didn’t taste the same.

After a while I found that eating on the cheap got tiresome. There were things that I could be eating that I was avoiding because it was too expensive. This is when I discovered how much money you can save by matching sale prices with coupons; especially when the supermarket you shop at doubles those coupons.

The following are some tips on how you can save money on your grocery shopping.

  • Buy a coupon box. This is something that will organize the coupons that you collect. Some people use the little plastic boxes that have 10 to 12 dividers and has a rubberband around it to keep it closed. I have seen others who use a little index card box to keep theirs separated. This is only good if you have tons of coupons.
  • Ask friends and family for their unused coupons. Family memebers are really good about helping you save money and will be more than happy to send you their sales flyers.
  • Buy the Newspaper every Sunday. The Sunday paper is usually when the advertisers circulate their ads and coupons. Take the time to look through these ads and cut out the coupons that you think you might use. Don’t bother cutting out the coupons that you know you will never consume. There is no need to buy something just because it is cheap. You have to be able to use it.
  • Get to know your grocery store. Know the aisles. Know where everything is. Most stores have a list of basic items and where they are located in their store. This list is usually on their shopping carts. Once you know where everything is, you can separate the coupons by aisle. When you are shopping, you can quickly go through the coupons for that particular aisle and get your grocery shopping done quickly.
  • To save the most money, buy the products when they are on sale and you have a coupon for it. If you don’t need something right away, wait till the item goes on sale. If it is something that doesn’t go on sale often, buy the item before your coupon expires.
  • Foresee your need when the items are on sale. If it is on sale and you have a coupon, go ahead and buy it (only if you know it is something you will use and it is not something that will go bad before you use it). You will use it eventually, so it is a good idea to buy it when it is on sale. In our household, we have a lot of soap and shampoo. These are items that go on sale often, and we always have coupons for them. Canned food is another item that can be kept for long periods of time till you use it.
  • Watch the drug store ads as well. Sometimes the drug store will have better sales than the grocery stores. They are competing with the Supermarkets, so they tend to drop their sale prices more drastically.
  • You don’t have to stick with grocery stores to use this tactic. You can collect coupons for lots of different things. We keep a section of fast food and take out restaurants in our coupon box. We also keep a lookout for electronics and clothes when we can find them. You always need clothes, so buy them when they are cheap.
  • Go through your coupons at least once a month to remove the expired coupons. It is not fun when you get to the checkout and find that you have a coupon for something and it is expired. You will either pay more for it, because you have dedicated yourself to buying it, or you will force the cashier to take it off the receipt and they will have to find someone to take it back to the shelf. Sometimes you can get away with using expired coupons. It depends on your cashier. Most items, the grocery store would rather have your business than loose it over a coupon.
  • Have your coupons ready when you get to the checkout. The person behind you will not be happy if you have to dig through your coupons while they wait. The faster the cashier can get you checked out, the better.
  • Watch the cashier ring up everything. Point out anything that may ring incorrectly. If they can fix the problem before you pay for it, it will save you time.
  • Go over your receipt. You can do it before you leave the supermarket, but anything you have to fix means more time your perishables will be out of the refrigerator. Briefly look it over on your way to the car, but really give it a look over when you get home. If you see anything that was rung wrong, take it back to the store when you are in the area. They will usually fix the problems.
  • Bonus cards make saving money fun. If you give the cashier your bonus card after they have rung everything up, you will be able to watch the sale prices adjust all at the same time. Its fun watching $30-50 come off the sales check all at the same time. On the other hand, if you give the cashier your card before they start ringing the order, the discount will show up after each item on the receipt. This will make it easier to make sure the computer took off everything it was supposed to.
  • Try new things. Coupons are usually available to get customers to try new products. You will be constantly trying new products. Most of them are great and much better than the store brands. Enjoy these products. Adopt the ones you love. Continue to buy them when you find coupons for them.
  • Shopping this way can take more time, but will save you hundreds of dollars every year in groceries. If you find this information useful, make sure you send your friends and family to this post and link to it on your weblog, facebook or myspace page. If you have other tips you think will make this post better, please make a comment. I would love to give you credit for the tip.

    How to Beat Rising Gas Prices

    Sunday, May 27th, 2007

    Over the last few weeks I have watched gas priced in my home town continue to rise. Grant it the prices here are some of the lowest in the United States, but watching them continue to go up really irks me. It seems that the prices have risen 75 cents in the last 3 months. That is really ridiculous.

    Not only do I protest the crazy rise in gas prices, but the consumption of crude oil and continued drilling of our planet, and the occasional event of pollution from an oil spill seems just a little too much to me. As a US citizen, I have no choice but to bend at the government’s will and consume my share of gasoline, filling the politicians’ pockets with my money, but I also know that there are ways to consume less gasoline, and use less power and find alternatives to the traditions that this country has laid in stone.

    I plan for this blog entry to grow in to multiple entries as I go around and find new and better ways to consume the energy we need to run our daily lives. I plan to look at the bigger picture and show as many people as I can how to find a car that uses alternative energy sources and ways to set up other means of energy generators for your home.

    Today, though, I want to explore the different ways to save on gas. Take a look at the following:

    1. Walk: That’s right, I said walk.  It is good for you.  If you walk down the street to your friend’s house rather than take the car because you are too lazy, you will save on gas. If you walk the two or three miles to the store to get those stacks for your movie night, you will save on gas. Not only that, you will be in better shape as well. We don’t get out enough as it is.

    2. Carpool: You have heard it everywhere. If you carpool to work, you will save money. A coworker and I used to take turns every week driving to work. It worked out that we were on the exact same shift. I believe we saved about $80 per month each  because we carpooled to work. The more people you get involved in the carpool, the more money you will save, the less gas you will use.

    3. Keep it between 55-65 miles per hour: It has been proven that most cars get better gas mileage on the highway if you keep it between 55-65 miles per hour. I know you are in a hurry, but we are talking about saving money, not time.

    4. Get a better car: I am not trying to sell you a car here, but if you are driving a truck, van or SUV, you should seriously think about selling it and buying an economy car. Think about it. Your big vehicle probably gets between 18-25 miles to the gallon. A small 4-cyl 4-door compact could get you between 30 and 35 miles to the gallon, and that’s a regular unleaded gas guzzling machine. Now if you have a job where you need a truck or you have a family of 15 and need the cargo van, that is another story. If you only have a family of four and you work a desk job somewhere, you don’t need a big truck. Go trade it in for something smaller.

    Now the good part:

    5. Find a car that drives on alternative fuels. There are cars now that are either awesome on gas or run on something that is not going to deplete like crude oil.

    Hybrid: Gas powered, but has an electric engine and batteries that do great inside the city. If you drive the highways a lot, this probably will not be for you, plus I heard a roomer that the electric engines have a short lifespan and are expensive to replace.

    Ethanol 85: this one is probably winning the battle at the moment.  Most of the big trucks and some of the cars already have engines that run on this stuff. It is made from 85% corn based fuel and 15% crude based fuel. I think the government has their hands in this one as well. That is probably why it is winning.

    Hydrogen: This is the cleanest. Basically you put a hydrogen cell in the fuel tank and the engine uses the hydrogen to run the car. Then the only thing that is expelled from the exhaust pipe is water. I like this one the best. I just don’t foresee it winning the new fuel war.

    Other Bio-Fuels: Ethanol is basically a bio-fuel, but there are others out there that don’t use any crude to run your engine. From what I understand, these bio-fuels actually run on diesel engines that already exist. You just have to find the people who are refining these bio-diesel formulas for you to use.

    I hope this was a good start at what I hope to be a continuing exploration into new and better ways to create and use power.